Coronavirus (COVID-19) Relief Center
Coronavirus (COVID-19) Relief Center
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Illinois
These resources – like the public health crisis itself – are constantly evolving and are only current as to the date of publication. This page was last updated on August 24, 2020.
For more up-to-date information on the relief programs available in Illinois, we recommend that you visit the state's Coronavirus (COVID-19) Response portal.
Description of Program and Relief
Residential Emergency Mortgage Assistance
Description of Program and Relief
The Emergency Mortgage Assistance, or EMA program, provides grants of up to $15,000 for residential mortgage assistance. If an application is approved, the grant will be sent directly to the applicant’s mortgage servicer to be applied against their mortgage. The grant proceeds can cover missed mortgage payments beginning as early as March 2020 and prepay mortgage payments through December 2020, or until the $15,000 is exhausted. Assistance may cover escrowed first mortgage expenses, including property taxes and insurance, but will not pay for homeowners’ association or special assessment fees. Approximately 10,000 homeowners are expected to receive funding.
Government or Lead Agency
Illinois Housing Development Authority
Dates Available
Eligibility Requirements/Restrictions
Application Deadlines (If Applicable)
Applications are set to close on September 4—but may close early due to high volume
Contact for More Information
312-883-2720
888-252-1119 (toll-free)
877-274-4309 (TTY)
List of Additional Information
© 2021 Paul, Weiss, Rifkind, Wharton & Garrison LLP. This does not constitute legal advice and does not create an attorney-client relationship. In some jurisdictions, this publication may be considered attorney advertising. Past representations are no guarantee of future outcomes.