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Ohio

These resources – like the public health crisis itself – are constantly evolving and are only current as to the date of publication. This page was last updated on June 30, 2020.

For more up-to-date information on the relief programs available in Ohio, we recommend that you visit the state's Department of Health website

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Description of Program and Relief

Emergency Working Capital Fund Loans for Cleveland Businesses

On April 4, 2020, Mayor Frank Jackson announced the establishment of the Emergency Working Capital Fund for the purpose of reimbursing Cleveland businesses for certain business expenses incurred from March onward, such as rent, payroll, utilities, inventory, marketing, and other working capital needs. Applicants are eligible for up to a $10,000 loan with no fees, interest accrual, or payments of any kind until January 1, 2021. After January 1, 2021, the loans will bear a $150 monthly payment with a 1% interest rate until the loan is repaid. Funds are limited, so applicants are encouraged to apply as soon as possible.

Additionally, the Director of Economic Development has deferred payments on loans funded from the city’s resources until October 1, 2020. The Director is currently engaged with grantor agencies to secure payment relief for loans funded through these resources. The Department of Economic Development has begun implementing this accommodation, and many borrowers have already been relieved of their payment obligation due on April 1, 2020.

Government or Lead Agency

Department of Economic Development

Dates Available

Effective immediately

Eligibility Requirements/Restrictions

Cleveland businesses that were operating as of March 1, 2020 and have been negatively impacted by the COVID-19 situation are eligible for a loan from the Emergency Working Capital Fund. Additionally, the Emergency Working Capital Fund is only available for certain business expenses incurred from March onward, such as rent, payroll, utilities, inventory, marketing, and other working capital needs. Funds are limited so applicants are encouraged to apply as soon as possible.

Payment deferral for existing loans is only available for loans funded through the city’s resources.

Application Deadlines (If Applicable)

N/A

Contact for More Information

N/A

List of Additional Information

For more information on the Emergency Working Capital Fund or to access an application, please visit the Department of Economic Development’s website.

For more information on debt relief for existing city loans, please visit also visit the Department of Economic Development’s website here.


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