Coronavirus (COVID-19) Relief Center
Coronavirus (COVID-19) Relief Center
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California
These resources – like the public health crisis itself – are constantly evolving and are only current as to the date of publication. This page was last updated on September 25, 2020.
For more up-to-date information on the relief programs available in California, we recommend that you visit the Secretary of State's website or the California COVID-19 portal.
Description of Program and Relief
90-Day Mortgage Payment Relief With Certain Providers
As part of its COVID-19 emergency relief measures, the State of California has negotiated with certain financial institutions to provide mortgage payment relief for California homeowners who have been impacted by COVID-19. The relief includes: (1) a 90-day grace period for mortgage payments; (2) at least a 90-day waiver or refund of mortgage-related late fees and other financial institution fees (such as for early CD withdrawals); (3) no foreclosure sales or evictions for 60 days; (4) and no reporting of late or missed payments to credit reporting agencies. The financial institutions have also committed to providing homeowners with the opportunity to request additional relief upon continued showing of hardship related to COVID-19.
Government or Lead Agency
California Department of Business Oversight (DBO)
Dates Available
Contact your individual mortgage service provider.
Eligibility Requirements/Restrictions
Residential homeowners who are unable to make their mortgage payments due to economic hardships caused by COVID-19.
Deadlines (If Applicable)
Deadlines may vary by participating financial institution.
Contact for More Information
List of Additional Information
© 2021 Paul, Weiss, Rifkind, Wharton & Garrison LLP. This does not constitute legal advice and does not create an attorney-client relationship. In some jurisdictions, this publication may be considered attorney advertising. Past representations are no guarantee of future outcomes.